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House of Representatives
Session of 2021 - 2022 Regular Session


Posted: January 21, 2021 10:09 AM
From: Representative Jerry Knowles
To: All House members
Subject: Vehicle Property Damage Increase (Previously HB 1046)
In the near future, I will be reintroducing legislation (previous HB 1046) which increases the minimum amount of property damage insurance a person would be required to carry on an automobile policy. Under current law, a person is required to carry just $5000 insurance for property damage. This number has not been adjusted for decades. The average car cost under $5000 when the current limit was implemented and today the average car cost over $30,000.

As we all know, the current threshold does not cover property damage in today’s economy. I believe it is now time to have our auto insurance property damage limits reflect a more realistic cost should damage occur in an automobile accident.

My legislation would increase the amount to a minimum of $15,000 for property damage for automobile polices.

Please join me in cosponsoring this legislation. Thank you.

Previous Cosponsors: Jozwiak, B. Miller, Bernstine, Barrar, Irvin, Lawrence, Jones, Ryan and Webster.

Introduced as HB1994