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House of Representatives
Session of 2021 - 2022 Regular Session


Posted: January 12, 2021 02:36 PM
From: Representative Napoleon J. Nelson
To: All House members
Subject: Small Business Insurance Relief for Future Emergencies

Too many of our community entrepreneurs are being told their business interruption insurance won’t pay during the global pandemic. An insurance policy that doesn’t pay the holder when emergencies arise is worse than no coverage at all – it’s money that could have been used to reinvest in the business thrown away. This failed system must be corrected.

My legislation will assure businesses receive payment during the COVID-19 pandemic and protect business for future emergencies. In the future, should we experience another catastrophe and the Governor must issue a proclamation of disaster, the businesses will receive the claim payments they so desperately need. Further, if an insurance company needs relief, there are provisions for the Insurance Department and the state and federal government to assist.

It is important that we be prepared for the next emergency. Our small business owners need to know that the insurance they purchase will pay the benefits owed in a crisis, when our local small entrepreneurs need it. I hope that you will join me in supporting Pennsylvania’s communities by sponsoring this legislation.