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Pennsylvania House of Representatives
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House Co-Sponsorship Memoranda

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House of Representatives
Session of 2019 - 2020 Regular Session


Posted: August 17, 2020 02:24 PM
From: Representative Kristine C. Howard
To: All House members
Subject: Co-Sponsorship: Public Utility Credit Reporting
Establishing and maintaining credit is a challenge for many, especially during the pandemic.  Consumers striving to establish or repair their credit can find an unbalanced system only reporting negative, delinquent payments, while other on-time payments go unreported.  Recently, Experian was the first credit reporting agency to offer consumers the ability to have on-time utility and rent payments credited to their report to improve their credit score.  It’s time we change this to benefit hardworking consumers who pay utility bills on time.  
Therefore, I am proposing legislation to require public utilities to offer their customers the choice of opting to have their utility payments reported to credit reporting agencies, including timely payments. This measure will allow consumers to opt-in at any time, with no restrictions or expiration date.
We need to ensure that a consumer has the appropriate tools to guarantee they are provided a fair deal.  My bill will provide a lifeline and help people recover from the financial crisis caused by the pandemic. I hope you will join me in this endeavor to support Pennsylvania consumers.
If you have any questions, please contact Takesha Latham in my Harrisburg Office at 717-783-4088.

Introduced as HB2932