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PRINTER'S NO. 2704
THE GENERAL ASSEMBLY OF PENNSYLVANIA
HOUSE BILL
No.
1911
Session of
2017
INTRODUCED BY HARKINS, MILLARD, DEAN, SCHLOSSBERG, BARRAR,
SONNEY, YOUNGBLOOD, CALTAGIRONE, V. BROWN, W. KELLER,
READSHAW, B. MILLER, M. QUINN, DeLUCA, FRANKEL, SCHWEYER AND
PASHINSKI, NOVEMBER 14, 2017
REFERRED TO COMMITTEE ON COMMERCE, NOVEMBER 14, 2017
AN ACT
Amending the act of November 29, 2006 (P.L.1463, No.163),
entitled "An act providing for protection from identity
theft, for security freezes, for procedures for access after
imposition and removal of security freezes and for related
matters," further providing for fees.
The General Assembly of the Commonwealth of Pennsylvania
hereby enacts as follows:
Section 1. Section 9 of the act of November 29, 2006
(P.L.1463, No.163), known as the Credit Reporting Agency Act, is
amended to read:
Section 9. Fees.
(a) General rule.--A consumer reporting agency may not
impose a [reasonable] charge on a consumer for [initially]
placing a security freeze on a consumer report. [The amount of
the charge may not exceed $10. The] A charge to temporarily lift
the security freeze may not exceed [$10] $5 per request. At no
time shall the consumer be charged for removing the freeze.
(b) Exceptions.--
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(1) A consumer [will] may not be charged by a consumer
reporting agency for [placing a security freeze or]
temporarily lifting a security freeze if the consumer is a
victim of identity theft and provides, or has provided, the
consumer reporting agency with a copy of a police report.
(2) A consumer [will] may not be charged by a consumer
reporting agency for [placing] temporarily lifting a security
freeze if the consumer is 65 years of age or older.
(c) Confirmation required.--If a security freeze is in
place, a consumer reporting agency shall not change any of the
following information regarding a consumer without sending a
written confirmation of the change to the consumer within 30
days of the change being posted:
(1) Name.
(2) Date of birth.
(3) Social Security number.
(4) Address.
Written confirmation is not required for technical modifications
of a consumer's official information, including name and street
abbreviations, complete spellings or transposition of numbers or
letters. In the case of an address change, the written
confirmation shall be sent to both the new address and to the
former address.
Section 2. This act shall take effect in 60 days.
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