1Amending Title 13 (Commercial Code) of the Pennsylvania
2Consolidated Statutes, in transfers of funds, further
3providing for exclusion of consumer transactions governed by
4Federal law; and making an editorial change.

5The General Assembly of the Commonwealth of Pennsylvania
6hereby enacts as follows:

7Section 1. Sections 4A102 and 4A108 of Title 13 of the
8Pennsylvania Consolidated Statutes are amended to read:

9§ 4A102. Subject matter.

10Except as otherwise provided in section 4A108 (relating to
11[exclusion of consumer transactions governed by Federal law]
12relationship to Electronic Fund Transfer Act), this division
13applies to funds transfers defined in section 4A104 (relating to
14funds transfer; definitions).

15§ 4A108. [Exclusion of consumer transactions governed by
16Federal law] Relationship to Electronic Fund Transfer 

18[This] (a) Nonapplicability.--Except as set forth in 
19subsection (b), this division does not apply to a funds transfer

1any part of which is governed by the Electronic Fund Transfer
2Act [of 1978 (Title XX, Public Law 95-630, 92 Stat. 3728] 
3(Public Law 95-630, 15 U.S.C. § 1693 et seq.)[, as amended from
4time to time].

5(b) Applicability.--This division applies to a funds
6transfer that is a "remittance transfer" as defined in section
7919(g)(2) and (3) of the Electronic Fund Transfer Act (15 U.S.C.
8§ 1693o-1(g)(2) and (3)), unless the remittance transfer is an
9"electronic fund transfer" as defined in section 903(7) of the
10Electronic Fund Transfer Act (15 U.S.C. § 1693A(7)).

11(c) Inconsistency.--In a funds transfer to which this
12division applies, in the event of an inconsistency between an
13applicable provision of this division and an applicable
14provision of the Electronic Fund Transfer Act, the provision of
15the Electronic Fund Transfer Act governs to the extent of the

17Section 2. This act shall take effect immediately.