S0676B0747A02740 NES:JMT 10/25/21 #90 A02740
AMENDMENTS TO SENATE BILL NO. 676
Sponsor: SENATOR LAUGHLIN
Printer's No. 747
Amend Bill, page 1, line 2, by inserting after "for"
definitions, for availability, scope and amount of coverage,
for
Amend Bill, page 1, lines 11 through 13, by striking out all
of said lines and inserting
Section 1. The definition of "financial responsibility" in
section 1702 of Title 75 of the Pennsylvania Consolidated
Statutes is amended to read:
§ 1702. Definitions.
The following words and phrases when used in this chapter
shall have the meanings given to them in this section unless the
context clearly indicates otherwise:
* * *
"Financial responsibility." The ability to respond in
damages for liability on account of accidents arising out of the
maintenance or use of a motor vehicle in the minimum amount of
[$15,000] $25,000 because of injury to one person in any one
accident, in the amount of [$30,000] $50,000 because of injury
to two or more persons in any one accident and in the minimum
amount of [$5,000] $10,000 because of damage to property of
others in any one accident. The financial responsibility shall
be in a form acceptable to the Department of Transportation.
* * *
Section 2. Sections 1731(a), 1734, 1736, 1738, 1791 and
1792(a) of Title 75 are amended to read:
§ 1731. Availability, scope and amount of coverage.
(a) Mandatory offering.--No motor vehicle liability
insurance policy shall be delivered or issued for delivery in
this Commonwealth, with respect to any motor vehicle registered
or principally garaged in this Commonwealth, unless uninsured
motorist and underinsured motorist coverages are offered therein
or supplemental thereto in amounts as provided in section 1734
(relating to request for [lower] different limits of coverage).
Purchase of uninsured motorist and underinsured motorist
coverages is optional.
* * *
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Amend Bill, page 4, lines 9 through 30; page 5, lines 1
through 7; by striking out all of said lines on said pages and
inserting
(f) Prohibition.--The limit of liability for uninsured or
underinsured motorist coverage applicable to two or more motor
vehicles covered under the same or separate policy of an insured
shall not be added together to determine the limit of the
coverage available to an injured person for an accident.
(g) Noncovered vehicles.--Section 1733 (relating to priority
of recovery) shall apply if an insured is injured as an occupant
in a vehicle not covered under the insured's policy, unless the
coverage is otherwise excluded. The maximum payment under
section 1733(a)(2) shall be the single highest limit on any one
vehicle for which the injured person is an insured.
(h) Covered vehicles.--If an insured is injured as an
occupant of a vehicle covered under the insured's policy, unless
the coverage is otherwise excluded, the uninsured or
underinsured motorist coverage afforded by the policy covering
the vehicle occupied at the time of the accident shall be the
only uninsured or underinsured motorist coverage available.
(i) Pedestrians.--If an insured is injured as a pedestrian
in a motor vehicle accident, the uninsured or underinsured
motorist coverage shall be the single highest limit on any one
vehicle for which the injured person is an insured.
Amend Bill, page 8, line 4, by striking out "insurers" and
inserting
insurer
Amend Bill, page 8, lines 12 and 13, by striking out "The
amendment of 75 Pa.C.S. §§ 1734, 1736, 1738, 1791 and 1792(a)"
and inserting
This act
Amend Bill, page 8, line 15, by striking out all of said line
and inserting
Section 3. Any change in coverage of a private passenger
automobile insurance policy resulting from the amendment of 75
Pa.C.S. § 1702 shall not impact the validity of any waiver,
selection of benefits or amount of benefits in that policy
beyond the coverage amounts as a result of the amendment of 75
Pa.C.S. § 1702, nor require that new forms be signed by the
insured named in the policy.
Section 4. This act shall apply to policies issued or
renewed on or after 180 days after the effective date of this
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section. Nothing in this act shall be construed to alter the
election of tort options in a policy issued or renewed on or
after one year after the effective date of this section.
Section 5. This act shall take effect in 180 days.
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