(2) A refunded premium shall be sent directly to the
person who paid the premium.
(3) If a pet insurance policy is returned in accordance
with this subsection, the pet insurance policy shall be void
as if it had never been issued.
(b) Exception.--Subsection (a) shall not apply if the
individual is an insured who has filed a claim under the pet
insurance policy.
(c) Notice.--Each pet insurance policy shall have the
following notice printed in at least 12-point type, which shall
be included on the first page of the pet insurance policy or
attached to the pet insurance policy:
You have 15 30 days from the day you receive this policy,
certificate or rider to review it and return it to the
company if you decide not to keep it. You do not have to
tell the company why you are returning it. If you decide
not to keep it, simply return it to the company at its
administrative office or you may return it to the agent
or insurance producer that you bought it from as long as
you have not filed a claim. You must return it within 15
30 days of the day you first received it. The company
will refund the full amount of any premium paid within 30
days after it receives the returned policy, certificate
or rider. The premium refund will be sent directly to the
person who paid it. The policy, certificate or rider will
be void as if it had never been issued.
§ 4505 4705 . Policy disclosures.
(a) Information.--A pet insurer shall clearly and
conspicuously disclose, in accordance with subsection (b), the
following information to an insured or a prospective insured in
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