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06/19/2024 10:35 AM
Pennsylvania House of Representatives
https://www.legis.state.pa.us/cfdocs/Legis/CSM/showMemoPublic.cfm?chamber=H&SPick=20230&cosponId=38399
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House Co-Sponsorship Memoranda

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House of Representatives
Session of 2023 - 2024 Regular Session

MEMORANDUM

Posted: December 7, 2022 12:04 PM
From: Representative Rick Krajewski and Rep. Morgan Cephas, Rep. Jared G. Solomon
To: All House members
Subject: Help Keep Struggling Families in Their Home – Prioritizing Mortgage Modification
 
Financial challenges should not cost a family their home. Yet, homeowners striving to make ends meet face difficult challenges when attempting to modify their mortgage in an effort to help them get back on their feet. We need to give these homeowners a fighting chance to remain in their homes. 
 
Representatives Cephas, Solomon and I are introducing legislation to prioritize mortgage modification. This measure will allow finalized mortgage modification in advance of the payment of municipal liens assessed on a property. This bill would amend the Municipal Claim and Tax Lien Law of 1923, which currently requires lien satisfaction before a mortgage modification can be finalized. 
 
Please note, the Pennsylvania Housing Finance Agency (PHFA) supports this legislation. 
 
Housing is a human right and homeowners fighting to keep their family home deserve our support. We hope that you will join us in providing them the chance they deserve in obtaining this goal. 

 

Prior Co-Sponsors (HB767): CEPHAS, SOLOMON, KINSEY, GUENST, SCHLOSSBERG, N. NELSON, SANCHEZ, FIEDLER, A. DAVIS, HILL-EVANS, GALLOWAY, MADDEN, STURLA, ROZZI, HOHENSTEIN, DELLOSO, T. DAVIS, DRISCOLL, SIMS, FITZGERALD, RABB, MULLINS, HOWARD, D. WILLIAMS, SCHWEYER, WEBSTER,  McCLINTON, ISAACSON, CONKLIN and PASHINSKI



Introduced as HB291