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09/28/2020 03:30 PM
Pennsylvania House of Representatives
https://www.legis.state.pa.us/cfdocs/Legis/CSM/showMemoPublic.cfm?chamber=H&SPick=20190&cosponId=31899
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House of Representatives
Session of 2019 - 2020 Regular Session

MEMORANDUM

Posted: June 4, 2020 09:52 AM
From: Representative Tina M. Davis
To: All House members
Subject: ​Grace Periods for Payment of Insurance Premiums
 
Insurance needs to be there when it matters most. Whether it is life, health, auto, flood, renters, homeowners, or another type of insurance policy, we use insurance as a vital tool in reducing our exposure to risks – and having coverage can give needed peace of mind when disaster strikes. 
 
Pennsylvanians are experiencing the unprecedented economic hardship that is the result of the COVID-19 pandemic. We all know somebody who is struggling to pay their bills right now – and in many cases, insurance costs are no small part of a person’s monthly budget. Individuals should not lose their insurance coverage because a disaster has shuttered businesses and temporarily impacted their ability to pay an insurance premium. 
That’s why I will be introducing legislation that would require insurance companies to provide a 90-day grace period for the payment of insurance premiums during a disaster emergency. Many states have required such grace periods in response to the COVID-19 pandemic and in the aftermath of natural disasters. Pennsylvania so far has only recommended that insurers provide a grace period. My legislation will make it a requirement, and in so doing will ensure individuals do not have their insurance policies canceled due to a temporary inability to pay. 
 
The people of Pennsylvania are crying out for relief from the unprecedented economic hardship that is the result of the COVID-19 pandemic. Please join me in providing an amount of relief by supporting this legislation.

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Introduced as HB2727