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House of Representatives
Session of 2019 - 2020 Regular Session


Posted: January 22, 2020 02:30 PM
From: Representative Liz Hanbidge
To: All House members
Subject: Timely Release of Casualty Claim Reimbursemment
Our homes offer shelter, safety, and are the settings in which we live out our lives, making memories with families and loved ones. Catastrophic household damage can leave a homeowner feeling vulnerable, worried, and frustrated knowing the long journey ahead of them. Recently, a senior constituent in my district shared his experience after a tree fell onto his home, causing significant damage. Living on a fixed income, my constituent was forced to pay out of pocket for repairs prior to any sort of reimbursement. When reimbursement finally arrived, it was made out to him and the mortgage company. He then experienced a long delay for reimbursement from his mortgage servicer.

For those still making payments on their home, there is no promise of when they will receive reimbursement funds for casualty payments made to their mortgage companies. While it is standard for reimbursement to advance alongside reconstruction, that was not the case for the constituent in my district. Presumably, other Pennsylvanians across the Commonwealth have endured the same scenario. This legislation would require payment be made to the claimant within 10 days of presenting evidence of expenses or purchases necessary to repair their home.

This legislation would ensure that when tragedy strikes, homeowners are supported and receive the immediate assistance necessary to safely rebuild their home.

I ask that you please consider supporting this legislation and helping many Pennsylvanians in one of their greatest times of need.