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House Co-Sponsorship Memoranda

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House of Representatives
Session of 2017 - 2018 Regular Session


Posted: January 20, 2017 10:30 AM
From: Representative Anthony M. DeLuca
To: All House members
Subject: Truth in Insurance Advertising Over the Internet (HB 750 of 2015)

In the near future, I will re-introduce legislation (House Bill 750 of 2015) entitled, “Truth in Insurance Advertising Over the Internet Act”. This legislation will help protect consumers as they shop for insurance over the internet.

Based upon an existing Texas law, the bill requires appropriate disclosures and information on a licensee’s web pages in instances where the web page describes coverages available in the Commonwealth or permits an individual to apply for coverage or obtain a quote from an insurer for coverage.

The disclosures and information will be developed by the Insurance Department through its regulatory process. In addition, the bill provides specific rules for certain coverages such as insurance coverage related to Medicare. For these products, the internet advertisement must be accompanied with a specific statement that the product is not endorsed by the federal government or Medicare. Specific rules are also included for products involving PPOs and guaranteed renewable products.

This legislation also empowers the Insurance Commissioner to assess financial and other penalties for violations of the act.

I invite you to join me as a co-sponsor of this legislation. Thank you.

Introduced as HB468