PRINTER'S NO. 457
THE GENERAL ASSEMBLY OF PENNSYLVANIA
HOUSE BILL
No.
494
Session of
2021
INTRODUCED BY HANBIDGE, SANCHEZ, KOSIEROWSKI, GUZMAN, RABB,
SCHWEYER, HILL-EVANS, ISAACSON, GUENST, SCHLOSSBERG, McNEILL,
HOHENSTEIN, KENYATTA, KINKEAD, WEBSTER, FREEMAN, MALAGARI,
BRIGGS, CIRESI, HOWARD, McCLINTON AND ROZZI,
FEBRUARY 10, 2021
REFERRED TO COMMITTEE ON COMMERCE, FEBRUARY 10, 2021
AN ACT
Amending the act of December 16, 1992 (P.L.1144, No.150),
entitled "An act regulating credit services; prohibiting
certain activities; providing for certain information to be
given to buyers, for the contents of contracts and for
enforcement; prohibiting advance fees by loan brokers; and
providing penalties," further providing for prohibited
activities.
The General Assembly of the Commonwealth of Pennsylvania
hereby enacts as follows:
Section 1. Section 3 of the act of December 16, 1992
(P.L.1144, No.150), known as the Credit Services Act, is amended
by adding a paragraph to read:
Section 3. Prohibited activities.
A credit services organization and its salespersons, agents
and representatives who sell or attempt to sell the services of
a credit services organization shall not do any of the
following:
* * *
(6) (i) Based on sexual orientation, gender identity or
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expression:
(A) Deny credit to a person.
(B) Increase the charges or fees for or
collateral required to secure credit extended to a
person.
(C) Restrict the amount or use of credit
extended or to impose different terms or conditions
with respect to the credit extended to a person or an
item or service related to the credit extended.
(D) Attempt to do any of the prohibited actions
under clause (A), (B) or (C).
(ii) Nothing in this paragraph shall be construed to
prohibit a credit services organization from:
(A) Considering the credit history of a buyer.
(B) Applying the community property laws to the
individual case of a buyer or from taking reasonable
action on those laws.
Section 2. This act shall take effect in 60 days.
20210HB0494PN0457 - 2 -
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