PRINTER'S NO. 1694
THE GENERAL ASSEMBLY OF PENNSYLVANIA
SENATE BILL
No.
1138
Session of
2020
INTRODUCED BY BROWNE AND MARTIN, MAY 11, 2020
REFERRED TO BANKING AND INSURANCE, MAY 11, 2020
AN ACT
Amending the act of March 28, 2000 (P.L.23, No.7), entitled "An
act establishing the Fair Credit Extension Uniformity Act;
and providing for debt collection trade practices and
penalties," further providing for definitions.
The General Assembly of the Commonwealth of Pennsylvania
hereby enacts as follows:
Section 1. The definition of "debt" in section 3 of the act
of March 28, 2000 (P.L.23, No.7), known as the Fair Credit
Extension Uniformity Act, is amended to read:
Section 3. Definitions.
The following words and phrases when used in this act shall
have the meanings given to them in this section unless the
context clearly indicates otherwise:
* * *
"Debt." An actual or alleged past due obligation, claim,
demand, note or other similar liability of a consumer to pay
money, arising out of a single account as a result of a
purchase, lease or loan of goods, services or real or personal
property for personal, family or household purposes or as a
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result of a loan of money or extension of credit which is
obtained primarily for personal, family or household purposes,
provided, however, that money which is owed or alleged to be
owed as a result of a loan secured by a purchase money mortgage
on real estate shall not be included within the definition of
debt. [The term also includes any amount owed as a tax to any
political subdivision of this Commonwealth. Tax includes an
assessment, any interest, penalty, fee or other amount permitted
by law to be collected.] Debt does not include any [such] amount
owed to the United States [or], the Commonwealth[.], a political
subdivision of the Commonwealth or a municipal or other local
authority.
* * *
Section 2. This act shall take effect immediately.
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