PRINTER'S NO. 2201
THE GENERAL ASSEMBLY OF PENNSYLVANIA
HOUSE BILL
No.
1656
Session of
2019
INTRODUCED BY HANBIDGE, McCLINTON, STURLA, YOUNGBLOOD, BURGOS,
A. DAVIS, T. DAVIS, DONATUCCI, FREEMAN, HILL-EVANS, ISAACSON,
JOHNSON-HARRELL, KENYATTA, KINSEY, MADDEN, MARKOSEK, McNEILL,
MURT, RABB, RAVENSTAHL, SAPPEY, SCHLOSSBERG, SCHWEYER,
SHUSTERMAN, THOMAS, ULLMAN AND WEBSTER, JUNE 19, 2019
REFERRED TO COMMITTEE ON COMMERCE, JUNE 19, 2019
AN ACT
Amending the act of December 16, 1992 (P.L.1144, No.150),
entitled "An act regulating credit services; prohibiting
certain activities; providing for certain information to be
given to buyers, for the contents of contracts and for
enforcement; prohibiting advance fees by loan brokers; and
providing penalties," further providing for prohibited
activities.
The General Assembly of the Commonwealth of Pennsylvania
hereby enacts as follows:
Section 1. Section 3 of the act of December 16, 1992
(P.L.1144, No.150), known as the Credit Services Act, is amended
by adding a paragraph to read:
Section 3. Prohibited activities.
A credit services organization and its salespersons, agents
and representatives who sell or attempt to sell the services of
a credit services organization shall not do any of the
following:
* * *
(6) (i) Based on sexual orientation, gender identity or
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expression:
(A) Deny credit to a person.
(B) Increase the charges or fees for or
collateral required to secure any credit extended to
a person.
(C) Restrict the amount or use of credit
extended or to impose different terms or conditions
with respect to the credit extended to a person or an
item or service related to the credit extended.
(D) Attempt to do any of the prohibited actions
under clause (A), (B) or (C).
(ii) Nothing under this paragraph shall prohibit a
party to a credit transaction from considering the
following:
(A) The credit history of an applicant.
(B) The application of the community property
laws to the individual case or from taking reasonable
action thereon.
Section 2. This act shall take effect in 60 days.
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