Federal and State insurance laws regarding mental health and
substance use disorder benefits.
§ 3902. Definitions.
The following words and phrases when used in this chapter
shall have the meanings given to them in this section unless the
context clearly indicates otherwise:
"Department." The Insurance Department of the Commonwealth.
" Insurer. " An entity that issues or administers health
insurance policies or health plans and is subject to the
jurisdiction of the department. The term includes an entity
organized or existing under or subject to any of the following:
(1) The act of May 17, 1921 (P.L.682, No.284), known as
The Insurance Company Law of 1921.
(2) The act of December 29, 1972 (P.L.1701, No.364),
known as the Health Maintenance Organization Act.
(3) The act of May 18, 1976 (P.L.123, No.54), known as
the Individual Accident and Sickness Insurance Minimum
Standards Act.
(4) Chapter 61 (relating to hospital plan corporations)
or 63 (relating to professional health services plan
corporations).
"MHPAEA." The Paul Wellstone and Pete Domenici Mental Health
Parity and Addiction Equity Act of 2008 (Public Law 110-343, 122
Stat. 3765).
§ 3903. Certification.
No later than January 1 of each year, an insurer that issues
or administers a health insurance policy or health plan in this
Commonwealth, including a policy or plan in which mental health
or substance use disorder benefits are managed by an entity
other than the insurer, shall file with the department a written
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