THE GENERAL ASSEMBLY OF PENNSYLVANIA

HOUSE BILL

INTRODUCED BY DeLUCA, CALTAGIRONE, COHEN, GEIST, GEORGE, HENNESSEY, JOSEPHS, KORTZ, MILLER, MUNDY, MURT, SIPTROTH, STABACK, VULAKOVICH AND WALKO, MAY 4, 2009

REFERRED TO COMMITTEE ON INSURANCE, MAY 4, 2009  

AN ACT

Amending the act of May 17, 1921 (P.L.682, No.284), entitled "An

act relating to insurance; amending, revising, and

consolidating the law providing for the incorporation of

insurance companies, and the regulation, supervision, and

protection of home and foreign insurance companies, Lloyds

associations, reciprocal and inter-insurance exchanges, and

fire insurance rating bureaus, and the regulation and

supervision of insurance carried by such companies,

associations, and exchanges, including insurance carried by

the State Workmen's Insurance Fund; providing penalties; and

repealing existing laws," providing for certain disclosure to

property or casualty insurance policyholders.

The General Assembly of the Commonwealth of Pennsylvania

hereby enacts as follows:

Section 1.  The act of May 17, 1921 (P.L.682, No.284), known

as The Insurance Company Law of 1921, is amended by adding a

section to read:

Section 626.1.  CLUE Report Information.--(a)  A property or

casualty insurer shall disclose to each policyholder information

about CLUE reports, how the policyholder may obtain a copy of

the policyholder's individual CLUE report and dispute inaccurate

or incomplete information in the report. An insurance producer

or insurer may not report policyholder information to CLUE

unless the information is in relation to a filed claim.

(b)  The term "CLUE," as used in this section, means the

Comprehensive Loss Underwriting Exchange. The term "CLUE

report," as used in this section, means a report issued by the

Comprehensive Loss Underwriting Exchange that provides a claims

history of an insured or a property and includes personal

information about the insured. The term "CLUE report" includes a

report issued by any other entity for similar purposes.

Section 2.  This act shall take effect in 60 days.