THE GENERAL ASSEMBLY OF PENNSYLVANIA

HOUSE BILL

INTRODUCED BY BAKER, PICKETT, CAUSER, CALTAGIRONE, ADOLPH, BELFANTI, BEYER, BISHOP, BRENNAN, BROWN, CASORIO, CLYMER, COHEN, J. EVANS, FABRIZIO, FAIRCHILD, FLECK, FRANKEL, GEORGE, GIBBONS, GINGRICH, GOODMAN, GRUCELA, HALUSKA, HARRIS, HESS, JOSEPHS, KAUFFMAN, W. KELLER, KILLION, KORTZ, KOTIK, LONGIETTI, MAJOR, MANDERINO, MELIO, MILLARD, MILLER, MILNE, MOUL, MUNDY, MURT, MUSTIO, O'NEILL, PETRARCA, QUINN, RAPP, READSHAW, ROHRER, SCAVELLO, K. SMITH, STABACK, SWANGER, THOMAS, TRUE, VULAKOVICH AND YOUNGBLOOD, FEBRUARY 10, 2009

REFERRED TO COMMITTEE ON CONSUMER AFFAIRS, FEBRUARY 10, 2009  

AN ACT

Amending the act of May 21, 1992 (P.L.241, No.36), entitled "An

act prohibiting persons who accept credit cards for the

transaction of business from requiring certain additional

information from the credit cardholder; providing for

enforcement of the act; and imposing civil penalties,"

prohibiting certain credit card information on receipts.

The General Assembly of the Commonwealth of Pennsylvania

hereby enacts as follows:

Section 1.  The title of the act of May 21, 1992 (P.L.241,

No.36), referred to as the Credit Card Information Act, is

amended to read:

AN ACT

Prohibiting persons who accept credit or debit cards for the

transaction of business from requiring certain additional

information from [the credit cardholder] cardholders and from

including certain information on receipts; providing for

enforcement of the act; and imposing civil penalties.

Section 2.  Section 1 of the act is repealed:

[Section 1.  Definitions.

The following words and phrases when used in this act shall

have the meanings given to them in this section unless the

context clearly indicates otherwise:

"Credit card."  A device or instrument which entitles the

holder to obtain money, goods, services or anything of value on

credit.

"Person."  An individual, corporation, trust, partnership,

limited partnership, incorporated or unincorporated association

or other entity.]

Section 3.  The act is amended by adding sections to read:

Section 1.1.  Short title.

This act shall be known and may be cited as the Credit and

Debit Card Information Act.

Section 1.2.  Definitions.

The following words and phrases when used in this act shall

have the meanings given to them in this section unless the

context clearly indicates otherwise:

"Credit card."  A device or instrument which entitles the

holder to obtain money, goods, services or anything of value

either on credit or as an automatic debit against an account of

the holder. The term includes a debit card.

"Debit card."  A card issued by a financial institution to a

consumer for use in initiating an electronic fund transfer from

the account of the consumer at such financial institution, for

the purpose of transferring money between accounts or obtaining

money, property, labor or services.

"Person."  An individual, corporation, trust, partnership,

limited partnership, incorporated or unincorporated association

or other entity.

Section 4.  Section 2 of the act is amended by adding a

subsection to read:

Section 2.  Requirement of information prohibited.

* * *

(c.1)  Truncation of credit card and debit card numbers.--

(1)  Except as otherwise provided in this subsection, no

person who accepts credit cards or debit cards for the

transaction of business shall print more than the last five

digits of the card number or the expiration date upon any

electronically printed receipt provided to the cardholder at

the point of the sale or transaction.

(2)  For purposes of this subsection, a receipt of a

transaction is not electronically printed if the sole means

of recording a credit card or debit card account number for

the transaction is by handwriting or by an imprint or copy of

the card.

* * *

Section 5.  This act shall take effect immediately.