PRINTER'S NO. 4141
No. 3014 Session of 1994
INTRODUCED BY VANCE, PERZEL, EVANS, SAYLOR, ZUG, NAILOR, TRUE,
MARSICO, SCHULER, RUDY, RUBLEY, MASLAND, YANDRISEVITS,
GORDNER, DENT, SANTONI, TRELLO, TIGUE, TANGRETTI, KENNEY,
FAIRCHILD, NICKOL, BUXTON, EGOLF, FLEAGLE, HASAY, KUKOVICH,
CAWLEY, STURLA, B. SMITH, PETRONE, DEMPSEY, MUNDY,
M. N. WRIGHT, E. Z. TAYLOR, WAUGH, ULIANA, HENNESSEY, DeLUCA,
DALEY, TRICH, ROEBUCK, VAN HORNE, LAUB, PITTS, FARMER, TULLI,
PLATTS, GLADECK, LEVDANSKY, GEIST, HUTCHINSON, HARLEY,
STEELMAN, BELFANTI, MERRY, MANDERINO AND RICHARDSON,
SEPTEMBER 27, 1994
REFERRED TO COMMITTEE ON INSURANCE, SEPTEMBER 27, 1994
AN ACT
1 Amending the act of July 22, 1974 (P.L.589, No.205), entitled
2 "An act relating to unfair insurance practices; prohibiting
3 unfair methods of competition and unfair or deceptive acts
4 and practices; and prescribing remedies and penalties,"
5 providing for victims of abuse.
6 The General Assembly of the Commonwealth of Pennsylvania
7 hereby enacts as follows:
8 Section 1. Section 5(a) of the act of July 22, 1974
9 (P.L.589, No.205), known as the Unfair Insurance Practices Act,
10 is amended by adding a clause to read:
11 Section 5. Unfair Methods of Competition and Unfair or
12 Deceptive Acts or Practices Defined.--(a) "Unfair methods of
13 competition" and "unfair or deceptive acts or practices" in the
14 business of insurance means:
15 * * *
1 (14) (i) denying, refusing to issue, renew or reissue, or
2 cancelling or terminating insurance or restricting insurance
3 coverage to any individual, because that individual is, has been
4 or may be the victim of abuse, or seeks, has sought, or may seek
5 medical or psychological treatment for abuse, protection from
6 abuse, or shelter from abuse; or
7 (ii) using underwriting standards or practices, including
8 those regarding making or promulgating rates, which adversely
9 take into account any individual's history of or status as a
10 victim of abuse; or
11 (iii) excluding insurance coverage for losses incurred by
12 the victim as a result of abuse.
13 For purposes of this clause, the term "abuse" and "victim" shall
14 have the meanings given to them in 23 Pa.C.S. section 6102(a)
15 (relating to definitions).
16 * * *
17 Section 2. This act shall take effect in 60 days.
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