PRIOR PRINTER'S NO. 321                       PRINTER'S NO. 4150

THE GENERAL ASSEMBLY OF PENNSYLVANIA


HOUSE BILL

No. 297 Session of 1985


        INTRODUCED BY RYBAK, OLIVER, GEIST, HALUSKA, TRELLO, LIVENGOOD,
           PETRARCA, GANNON, BLAUM, BATTISTO, BELARDI, JOHNSON,
           E. Z. TAYLOR, LESCOVITZ, McHALE, FREEMAN, PRESSMANN,
           AFFLERBACH, WAMBACH, GRUPPO, CARN AND JOSEPHS,
           FEBRUARY 11, 1985

        AS AMENDED ON THIRD CONSIDERATION, HOUSE OF REPRESENTATIVES,
           NOVEMBER 18, 1986

                                     AN ACT

     1  Amending Title 75 (Vehicles) of the Pennsylvania Consolidated
     2     Statutes, further providing for mandatory motor vehicle
     3     liability insurance coverage.

     4     The General Assembly of the Commonwealth of Pennsylvania
     5  hereby enacts as follows:
     6     Section 1.  Title 75 of the Pennsylvania Consolidated
     7  Statutes is amended by adding a section SECTIONS to read:         <--
     8  § 1711.1.  Additional mandatory coverage.
     9     An insurer issuing or delivery liability policies covering
    10  any motor vehicle of the type required to be registered under
    11  this title, except recreational vehicles not intended for
    12  highway use, motorcycles, motor driven cycles or motorized
    13  pedalcycles or like type vehicles, registered and operated in
    14  this Commonwealth, shall include coverage providing for an
    15  accidental death benefit in the amount of $10,000 to be paid to
    16  the personal representative of the insured, should injury


     1  resulting from a motor vehicle accident while the insured was
     2  wearing an approved seat belt or other approved restraint,
     3  including, but not limited to, air bags or child safety
     4  restraint devices, cause death within 24 months from the date of
     5  the accident. This coverage shall be in addition to any other
     6  accidental death benefits or funeral benefits included in the
     7  policy. There shall be no additional premium charged for this
     8  benefit and the risk factor for this benefit shall not be
     9  considered in computing premium rates.
    10  § 1716.1.  DEDUCTION FROM MEDICAL BENEFITS.                       <--
    11     (A)  GENERAL RULE.--PAYMENTS FOR ALL FIRST PARTY MEDICAL
    12  BENEFITS MADE AVAILABLE AS PROVIDED IN SECTION 1712(1) (RELATING
    13  TO MEDICAL BENEFIT) TO WHICH THE INSURED WOULD OTHERWISE BE
    14  ENTITLED SHALL BE SUBJECT TO AN AGGREGATE DEDUCTIBLE BY THE
    15  INSURER OF $100 IF THE INSURED WAS NOT WEARING A SEAT BELT OR
    16  PROTECTED BY ANOTHER APPROVED SAFETY DEVICE AT THE TIME OF THE
    17  ACCIDENT. IN SUCH CASES, THE REFUSAL OF PAYMENT, IF THE AMOUNT
    18  OF MEDICAL BENEFITS IS $50 OR LESS, OR REDUCED PAYMENT, IF THE
    19  AMOUNT OF MEDICAL BENEFITS EXCEEDS $50, SHALL BE PROPER.
    20     (B)  PUBLICITY BY DEPARTMENT.--THE DEPARTMENT SHALL CONDUCT A
    21  PUBLICITY CAMPAIGN TO MAKE MOTORISTS AWARE THAT FAILURE TO WEAR
    22  SEAT BELTS OR TO USE OTHER APPROVED SAFETY DEVICES MAY RESULT IN
    23  A DEDUCTION FROM OR LOSS OF INSURANCE BENEFITS AS PROVIDED IN
    24  SUBSECTION (A).
    25     SECTION 2.  THE PROVISIONS OF THIS ACT SHALL APPLY TO
    26  CONTRACTS OF INSURANCE ENTERED INTO OR RENEWED AFTER THE
    27  EFFECTIVE DATE OF THIS ACT.
    28     Section 2 3.  This act shall take effect in 60 days.           <--


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