PRINTER'S NO. 12

THE GENERAL ASSEMBLY OF PENNSYLVANIA


HOUSE BILL

No. 12 Session of 1979


        INTRODUCED BY A. K. HUTCHINSON, SCHMITT AND PETRARCA,
           JANUARY 23, 1979

        REFERRED TO COMMITTEE ON INSURANCE, JANUARY 23, 1979

                                     AN ACT

     1  Amending the act of May 18, 1976 (P.L.123, No.54), entitled "An
     2     act to provide reasonable standardization and simplification
     3     of terms and coverages of individual accident and health
     4     insurance policies and subscriber contracts of health plan
     5     corporations, nonprofit health service plans and certificates
     6     issued by fraternal benefit societies to facilitate public
     7     understanding and comparison, to eliminate provisions
     8     contained in individual accident and health insurance
     9     policies and subscriber contracts of health plan corporations
    10     and nonprofit health service plans and certificates issued by
    11     fraternal benefit societies which may be misleading or
    12     unreasonably confusing in connection either with the purchase
    13     of such coverages or with the settlement of claims, and to
    14     provide for full disclosure in the sale of accident and
    15     health coverages," authorizing additional forms of insurance
    16     for certain illnesses.

    17     The General Assembly of the Commonwealth of Pennsylvania
    18  hereby enacts as follows:
    19     Section 1.  Subsection (b) of section 4, act of May 18, 1976
    20  (P.L.123, No.54), known as the "Individual Accident and Sickness
    21  Insurance Minimum Standards Act," is amended to read:
    22     Section 4.  Minimum Standards for Benefits.--* * *
    23     (b)  Nothing in this section shall preclude the issuance of
    24  any policy or contract (1) which combines two or more of the
    25  categories of coverage enumerated in paragraphs (1) through (7)

     1  of subsection (a) or (2) which provides coverage for each person
     2  insured under the policy or contract for a specifically named
     3  disease (or diseases) with no deductible amount, and an overall
     4  aggregate benefit limit of not less than $50,000 payable at the
     5  rate of not less than $100 a day while confined in a hospital
     6  and a benefit period of not less than 500 days.
     7     * * *
     8     Section 2.  This act shall take effect in 60 days.















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