THE GENERAL ASSEMBLY OF PENNSYLVANIA

HOUSE BILL

INTRODUCED BY WHITE, BARRAR, BISHOP, BOYLE, BRENNAN, CALTAGIRONE, D. COSTA, FABRIZIO, FREEMAN, GEORGE, GIBBONS, KIRKLAND, KORTZ, MAHONEY, MANDERINO, MANN, McILVAINE SMITH, MENSCH, MOUL, MUNDY, M. O'BRIEN, PAYTON, ROCK, SABATINA, SIPTROTH, K. SMITH, WALKO, YOUNGBLOOD AND JOHNSON, FEBRUARY 13, 2009

REFERRED TO COMMITTEE ON INSURANCE, FEBRUARY 13, 2009  

AN ACT

Amending the act of May 17, 1921 (P.L.682, No.284), entitled "An

act relating to insurance; amending, revising, and

consolidating the law providing for the incorporation of

insurance companies, and the regulation, supervision, and

protection of home and foreign insurance companies, Lloyds

associations, reciprocal and inter-insurance exchanges, and

fire insurance rating bureaus, and the regulation and

supervision of insurance carried by such companies,

associations, and exchanges, including insurance carried by

the State Workmen's Insurance Fund; providing penalties; and

repealing existing laws," in automobile insurance issuance,

renewal, cancellation and refusal, providing for use of

credit score and credit report information.

The General Assembly of the Commonwealth of Pennsylvania

hereby enacts as follows:

Section 1.  The act of May 17, 1921 (P.L.682, No.284), known

as The Insurance Company Law of 1921, is amended by adding a

section to read:

Section 2005.1.  Credit Score or Credit Report Information.--

An insurer shall not use a credit score or information contained

in a credit report in making a determination to:

(1)  Cancel a policy.

(2)  Issue a policy.

(3)  Renew a policy.

(4)  Impose a surcharge on a policy.

(5)  Apply a rating factor to a policy.

Section 2.  This act shall take effect in 60 days.