to-peer car sharing program and prior to the time when the
shared vehicle owner makes a shared vehicle available for car
sharing on the peer-to-peer car sharing program, the peer-to-
peer car sharing program shall notify the shared vehicle owner
that, if the shared vehicle has a lien against it, the use of
the shared vehicle through a peer-to-peer car sharing program,
including use without physical damage coverage, may violate the
terms of the contract with the lienholder.
(c) Exclusions in motor vehicle liability insurance
policies.--
(1) An authorized insurer that writes motor vehicle
liability insurance in this Commonwealth may exclude any and
all coverage and the duty to defend or indemnify for a claim
afforded under a shared vehicle owner's motor vehicle
liability insurance policy, including:
(i) liability coverage for bodily injury and
property damage;
(ii) personal injury protection coverage;
(iii) uninsured and underinsured motorist coverage;
(iv) medical payments coverage;
(v) comprehensive physical damage coverage; and
(vi) collision physical damage coverage.
(2) Nothing in this chapters shall be construed to:
(i) Invalidate or limit an exclusion contained in a
motor vehicle liability insurance policy, including an
insurance policy in use or approved for use that excludes
coverage for motor vehicles made available for rent,
sharing or hire or for any business use.
(ii) Invalidate, limit or restrict an insurer's
ability under existing law to underwrite any insurance
policy.
(iii) Invalidate, limit or restrict an insurer's
ability under existing law to cancel and nonrenew policy.
(d) Recordkeeping and use of vehicle in car sharing.--
(1) A peer-to-peer car sharing program shall collect and
verify records pertaining to the use of a vehicle, including
times used, car sharing period pickup and drop off locations,
fees paid by the shared vehicle driver and revenues received
by the shared vehicle owner and provide that information upon
request to the shared vehicle owner, the shared vehicle
owner's insurer or the shared vehicle driver's insurer to
facilitate a claim coverage investigation, settlement,
negotiation or litigation.
(2) The peer-to-peer car sharing program shall retain
the records for a time period not less than the applicable
personal injury statute of limitations.
(e) Exemption and vicarious liability.--A peer-to-peer car
sharing program and a shared vehicle owner shall be exempt from
vicarious liability in accordance with 49 U.S.C. § 30106
(relating to rented or leased motor vehicle safety and
responsibility) and under any State or local law that imposes
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