1Amend Bill, page 4, by inserting between lines 26 and 27

2"Reasonable fee." Consideration for debt settlement services
3which shall not exceed 5% of the final negotiated balance of the
4debt at the time of settlement.

5Amend Bill, page 18, line 23, by striking out "and"

6Amend Bill, page 19, line 12, by striking out the period
7after "debt" and inserting

8; and

9(4) The fee does not exceed a reasonable fee.