PRINTER'S NO. 2686
No. 1933 Session of 2007
INTRODUCED BY READSHAW, BRENNAN, HORNAMAN, KORTZ, KOTIK,
LEVDANSKY, LONGIETTI, MAJOR, MARKOSEK, McILVAINE SMITH,
SABATINA, WOJNAROSKI AND YOUNGBLOOD, OCTOBER 18, 2007
REFERRED TO COMMITTEE ON TRANSPORTATION, OCTOBER 18, 2007
AN ACT
1 Amending Title 75 (Vehicles) of the Pennsylvania Consolidated
2 Statutes, further providing for notice of available benefits
3 and limits of motor vehicle insurance.
4 The General Assembly of the Commonwealth of Pennsylvania
5 hereby enacts as follows:
6 Section 1. Section 1791 of Title 75 of the Pennsylvania
7 Consolidated Statutes is amended to read:
8 § 1791. Notice of available benefits and limits.
9 It shall be presumed that the insured has been advised of the
10 benefits and limits available under this chapter provided the
11 following notice in bold print of at least ten-point type is
12 given to the applicant at the time of application for original
13 coverage, and no other notice or rejection shall be required:
14 IMPORTANT NOTICE
15 Insurance companies operating in the Commonwealth of
16 Pennsylvania are required by law to make available for
17 purchase the following benefits for you, your spouse or
18 other relatives or minors in your custody or in the
1 custody of your relatives, residing in your household,
2 occupants of your motor vehicle or persons struck by your
3 motor vehicle:
4 (1) Medical benefits, up to at least $100,000.
5 (1.1) Extraordinary medical benefits, from $100,000
6 to $1,100,000 which may be offered in increments of
7 $100,000.
8 (2) Income loss benefits, up to at least $2,500 per
9 month up to a maximum benefit of at least $50,000.
10 (3) Accidental death benefits, up to at least
11 $25,000.
12 (4) Funeral benefits, $2,500.
13 (5) As an alternative to paragraphs (1), (2), (3)
14 and (4), a combination benefit, up to at least $177,500
15 of benefits in the aggregate or benefits payable up to
16 three years from the date of the accident, whichever
17 occurs first, subject to a limit on accidental death
18 benefit of up to $25,000 and a limit on funeral benefit
19 of $2,500, provided that nothing contained in this
20 subsection shall be construed to limit, reduce, modify or
21 change the provisions of section 1715(d) (relating to
22 availability of adequate limits).
23 (6) Uninsured, underinsured and bodily injury
24 liability coverage up to at least $100,000 because of
25 injury to one person in any one accident and up to at
26 least $300,000 because of injury to two or more persons
27 in any one accident or, at the option of the insurer, up
28 to at least $300,000 in a single limit for these
29 coverages, except for policies issued under the Assigned
30 Risk Plan. Also, at least [$5,000] $25,000 for damage to
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1 property of others in any one accident.
2 Additionally, insurers may offer higher benefit levels
3 than those enumerated above as well as additional
4 benefits. However, an insured may elect to purchase lower
5 benefit levels than those enumerated above.
6 Your signature on this notice or your payment of any
7 renewal premium evidences your actual knowledge and
8 understanding of the availability of these benefits and
9 limits as well as the benefits and limits you have
10 selected.
11 If you have any questions or you do not understand all of
12 the various options available to you, contact your agent
13 or company.
14 If you do not understand any of the provisions contained
15 in this notice, contact your agent or company before you
16 sign.
17 Section 2. This act shall take effect in 60 days.
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