PRINTER'S NO. 1790

THE GENERAL ASSEMBLY OF PENNSYLVANIA


HOUSE BILL

No. 1410 Session of 2007


        INTRODUCED BY J. WHITE, GEORGE, BISHOP, BLACKWELL, CALTAGIRONE,
           CAPPELLI, COHEN, DALEY, GRUCELA, HALUSKA, HARKINS, JOSEPHS,
           KIRKLAND, MANDERINO, McGEEHAN, MUNDY, M. O'BRIEN, READSHAW,
           SURRA, J. TAYLOR, WALKO AND MAHONEY, JUNE 5, 2007

        REFERRED TO COMMITTEE ON INSURANCE, JUNE 5, 2007

                                     AN ACT

     1  Amending the act of May 17, 1921 (P.L.682, No.284), entitled "An
     2     act relating to insurance; amending, revising, and
     3     consolidating the law providing for the incorporation of
     4     insurance companies, and the regulation, supervision, and
     5     protection of home and foreign insurance companies, Lloyds
     6     associations, reciprocal and inter-insurance exchanges, and
     7     fire insurance rating bureaus, and the regulation and
     8     supervision of insurance carried by such companies,
     9     associations, and exchanges, including insurance carried by
    10     the State Workmen's Insurance Fund; providing penalties; and
    11     repealing existing laws," providing for use of credit score
    12     and credit report information as relates to automobile
    13     insurance.

    14     The General Assembly of the Commonwealth of Pennsylvania
    15  hereby enacts as follows:
    16     Section 1.  The act of May 17, 1921 (P.L.682, No.284), known
    17  as The Insurance Company Law of 1921, is amended by adding a
    18  section to read:
    19     Section 2005.1.  Credit Score or Credit Report Information.--
    20  An insurer shall not use a credit score or information contained
    21  in a credit report in making a determination to:
    22     (1)  Cancel a policy.


     1     (2)  Issue a policy.
     2     (3)  Renew a policy.
     3     (4)  Impose a surcharge on a policy.
     4     (5)  Apply a rating factor to a policy.
     5     Section 2.  This act shall take effect in 60 days.

















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