PRINTER'S NO. 1747
No. 1449 Session of 2005
INTRODUCED BY DeLUCA, BARRAR, BEBKO-JONES, BELARDI, CALTAGIRONE,
COHEN, CREIGHTON, CURRY, DeWEESE, FABRIZIO, FAIRCHILD,
FREEMAN, GEORGE, GOODMAN, GRUCELA, HARPER, HENNESSEY,
HERSHEY, JAMES, JOSEPHS, KENNEY, KOTIK, LaGROTTA, LEDERER,
McGEEHAN, McILHATTAN, MUNDY, O'NEILL, PALLONE, PISTELLA,
PRESTON, READSHAW, REICHLEY, ROONEY, SATHER, SCHRODER,
SOLOBAY, TANGRETTI, J. TAYLOR, THOMAS, TIGUE, WALKO, WATERS,
WHEATLEY, YOUNGBLOOD AND STABACK, APRIL 28, 2005
REFERRED TO COMMITTEE ON INSURANCE, APRIL 28, 2005
AN ACT
1 Amending the act of May 17, 1921 (P.L.682, No.284), entitled "An
2 act relating to insurance; amending, revising, and
3 consolidating the law providing for the incorporation of
4 insurance companies, and the regulation, supervision, and
5 protection of home and foreign insurance companies, Lloyds
6 associations, reciprocal and inter-insurance exchanges, and
7 fire insurance rating bureaus, and the regulation and
8 supervision of insurance carried by such companies,
9 associations, and exchanges, including insurance carried by
10 the State Workmen's Insurance Fund; providing penalties; and
11 repealing existing laws," providing for certain disclosure to
12 property or casualty insurance policyholders.
13 The General Assembly of the Commonwealth of Pennsylvania
14 hereby enacts as follows:
15 Section 1. The act of May 17, 1921 (P.L.682, No.284), known
16 as The Insurance Company Law of 1921, is amended by adding a
17 section to read:
18 Section 626.1. CLUE Report Information.--(a) A property or
19 casualty insurer shall disclose to each policyholder information
20 about CLUE reports, how the policyholder may obtain a copy of
1 the policyholder's individual CLUE report and dispute inaccurate
2 or incomplete information in the report. An insurance producer
3 or insurer may not report policyholder information to CLUE
4 unless the information is in relation to a filed claim.
5 (b) The term "CLUE," as used in this section, means the
6 Comprehensive Loss Underwriting Exchange. The term "CLUE
7 report," as used in this section, means a report issued by the
8 Comprehensive Loss Underwriting Exchange that provides a claims
9 history of an insured or a property and includes personal
10 information about the insured. The term "CLUE report" includes a
11 report issued by any other entity for similar purposes.
12 Section 2. This act shall take effect in 60 days.
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